About Mortgages

Payoff your Mortgage — No Longer a Dream

Have you ever dreamed what life would be like without a mortgage payment? This used to be just a dream for many until recently with the introduction of a money merge account. The money merge account can shorten your mortgage and reduce the amount of interest you pay over the course of the loan.

There is new software that changes the rules of the mortgage game, a money merge account. You own your home when you have completely paid off your mortgage. If you owe $1 to the bank than the bank is a co-owner. Banks are earning unbelievable amounts of money from mortgage that are not paid off. It is scary to see how much money you truly pay over the life of the mortgage, and if you should fail to stay current in your payments the bank can take your home away from you. A money merge account can change all that.

Money merge accounts accelerate your equity position or pay off your mortgage in just one-half or one-third the time, which means you have much, much of your payment going to the principle and much, much less going toward interest. There’s no need to refinance your existing mortgage, and you don’t have to have any change in lifestyle.

Christopher Cruise, a former mortgage broker who now trains people who write home loans, says, “One hundred percent of the people I teach in their late 20s or 30s have no idea what a mortgage burning is. This whole attitude of paying off the mortgage and owning the home free and clear is disappearing from the country…increasingly, it is a milestone that people do not expect to reach. A new AARP national survey, for example, found that among workers 55 and older with mortgages, about half doubted that they could pay them off before they retired.” This is a very sad situation. It’s deplorable, in fact. However, the money merge account makes this formerly common dream of the day of the holding of the mortgage burning ceremony a reality once again.

Currently checking and savings accounts tend to earn very little in interest. The money merge account uses an advanced line of credit, (ALOC) to to cancel interest at a higher rate than it could have earned in the checking and savings accounts. This creates a financial benefit for you. Now your money is working for you instead of working for the bank, allowing you to pay off your mortgage in one third to one half the time. The computer software shows you the effects of your financial decisions, as well as the time and interest savings.

It does need to be stated that the money merge account is not for everyone. You have to fill out a brief questionnaire to help determine if you qualify or not and it’s not the optimal solution for everyone. However, there are many, many people who can take advantage of this unique program and take a measure of control over their lives that they have never known before and otherwise never would.

This system that has been in place in Australia and the United Kingdom for the past 12 years is now a rising star in the United States. Every homeowner should see if they can qualify for a money merge account.

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